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Please explain Payment Protection Insurance to me. I took out a bank loan a number of years ago and I also availed of Payment Protection Insurance which the bank offered me. I was under the impression I was obliged to take out this insurance at the time. I recently lost my job but I am having difficulty in claiming through my Payment Protection Insurance.

Tighter personal finances are causing many holders of insurance policies to downgrade their level of risk in a bid to save money.

Carlow-Kilkenny Fianna Fáil TD John McGuinness has criticised the 40 per cent increase in the levy on health insurance policies, describing it as a direct attack on those already struggling to meet their financial commitments.

Irish consumers are saying ‘no’ to expensive mobile phone insurance and are switching to standalone gadget insurance.

Tighter personal finances are causing many holders of insurance policies to downgrade their level of risk in a bid to save money.

The environment special policy committee of Westmeath County Council will next year look into charging insured homeowners for chimney fire call-outs, it was revealed at this month’s meeting.

Sometimes there can be no accounting for when disaster will strike. The recent spate of unprecedented floods in the Leinster area will unfortunately see some people with severely damaged properties.

A Newport man who was detected driving without insurance after he was stopped for driving without a seatbelt was disqualified from driving for two years this week in Castlebar District Court.

When Judge Mary Devins was told that a defendant who had been in Ireland for the past seven years and was working could not speak English she told him in Ballyhaunis District Court: “This is literally ridiculous, you say that you’re here seven years and you can’t speak either English or Irish. That is ridiculous, I don’t believe you.”

A Ballyhaunis man who was involved in a minor accident in a supermarket car park while driving without insurance or a licence was given the benefit of the Probation Act and ordered to pay €100 to the Garda benevolent fund in Claremorris District Court.